SMART Insurance is the UK’s leading minor damage insurance solution. Our top quality product keeps vehicles in pristine condition by providing cover against repairing minor damage to cars.
Minor damage insurance provides cover against repairing annoying small dents, chips, scratches and scuffs; damage that can happen through every day use.
Research shows that over 50% of car owners would be likely to purchase minor damage insurance. However, without it nearly 50% would not have minor damage repaired due to costs, thus suffering loss on part exchange; a significant situation for PCP customers.
Selling the right minor damage insurance can be beneficial for dealers. SMART Insurance offers a unique product that will benefit dealers by providing an easy to sell, desirable policy that gives significant additional revenue and profit. And one that can be individually tailored to your business.
SMART for your business. SMART for your customers.
Our extensive research yielded these results:
Over 80% of car owners would be likely or open to purchasing minor damage insurance.
Without a policy, nearly 50% of those questioned about minor damage would not get it repaired due to perceived high costs
This is backed up by 78% who acknowledged that they had minor damage on their vehicles.
Our research* shows that when Smart Insurance is introduced properly it can have a positive effect on the performance of other insurance value added products.
Group F&I Manager - Hartwells
When clients take delivery of their new car, it’s their pride and joy. They don’t want to see any damage what so ever on it. With Smart we know it is going to be taken care of. We chose Smart as our partner of choice purely because when other providers said “we can’t, we can’t” – Smart’s attitude was “we can”. Not just for the work that they carry out but the commitment to helping the performance of the group. With zero complaints, you can see our penetration growing and the more policies we sell means the more repeat business.